The actual rate you're offered will depend on your personal circumstances – including your credit rating.
17 providers expertly compared:
Natwest Bank
Loan Amount
£7,500 - £19,950
Annual Percentage Rate (APR)
3.9%
Loan Term
1 - 5 years
Loan Type
Unsecured Personal Loan
Status
Homeowners & Tenants
All credit types This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
3.9%
Total repaid will be:
£50,805
With the Natwest if you're thinking about buying a new car, getting your your finances in order or making some new home improvements then a loan from the Natwest could be just what you need.
Representative Example
Representative 3.9% APR This rate is available on loans between £7,500 and £19,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.
17 providers expertly compared:
Royal Bank of Scotland
Loan Amount
£1,000 - £50,000
Annual Percentage Rate (APR)
3.9%
Loan Term
1 - 5 years
Loan Type
Unsecured Personal Loan
Status
Homeowners & Tenants
All credit types This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
3.9%
Total repaid will be:
£50,805
To apply, you must be 18+ and a UK resident with a Royal Bank of Scotland current account (held for 3+ months). Borrowing money is a big decision. But with a personal loan from the RBS, it doesn't have to be a headache.
Representative Example
This rate is available on loans between £7,500 and £19,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.
17 providers expertly compared:
Paragon Bank
Loan Amount
£10,000 - £250,000
Annual Percentage Rate (APR)
3.7%
Loan Term
1 - 30 years
Loan Type
Secured & Unsecured Loans
Status
Homeowners & Tenants
All credit types This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
3.7%
Total repaid will be:
£50,805
Paragons finance packages contain flexible terms to make sure you get a deal that's right for you. From personal loans to second charge mortgages Paragon has a range of funding solutions
17 providers expertly compared:
Hastings Direct
Loan Amount
£1,000 - £25,000
Annual Percentage Rate (APR)
3.8%
Loan Term
0 - 5 years
Loan Type
Unsecured Personal Loan
Status
All credit types This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
3.8%
Total repaid will be:
£50,805
If you're looking to replace your car, planning on some new home improvements, or you simply wish to get your finances in order, a personal loan from Hastings Direct could be the funding solution you're looking for.
Representative Example
If you borrow £5,000 over 60 months at a Representative APR of 3.8% and an annual rate of 3.74% (fixed) you would pay £91.49 per month. The total charge for credit will be £489.40 and the total amount repayable is £5,489.40.
17 providers expertly compared:
Prestige Finance
Loan Amount
£10,000 - £250,000
Annual Percentage Rate (APR)
3.8%
Loan Term
1 - 30 years
Loan Type
Secured Loans
Status
Homeowners & Tenants
All credit types This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
3.8%
Total repaid will be:
£50,805
Prestige Finance is part of OneSavings Bank who are a specialist lender, primarily focused on carefully selected sub-sectors of the mortgage and loan market through an integrated multi-brand approach.
17 providers expertly compared:
Post Office
Loan Amount
£1,000 - £25,000
Annual Percentage Rate (APR)
3.1%
Loan Term
1 - 5 years
Loan Type
Unsecured Personal Loan
Status
Homeowners & Tenants
All credit types This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
3.1%
Total repaid will be:
£50,805
Loans from the Post Office are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender. Terms from 1 year to 7 years, depending on the amount borrowed and funds could be transferred the following day with an instant lending decision in most cases.
Representative Example
Representative example: Representative 8.9% APR. Based on a loan amount of £4,000 over 36 months at an interest rate of 8.9% pa (fixed). Monthly repayment £126.37. Total amount repayable £4,549.49.
17 providers expertly compared:
AA Loans
Loan Amount
£1,000 - £25,000
Annual Percentage Rate (APR)
3.1%
Loan Term
1 - 5 years
Loan Type
Unsecured Personal Loan
Status
Homeowners & Tenants
All credit types This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
3.1%
Total repaid will be:
£50,805
The AA don't just keep cars on the road, they can help keep your finances running smoothly too. Whether it's a new purchase, a holiday in the sun or getting some help to manage your existing debt the AA is here to help with a personal loan.
Representative Example
Representative 8.9% APR. Based on a loan of £4,000 over 3 years, with monthly repayments of £126.37 and total amount repayable of £4,549.32, which includes £549.32 interest at 8.9% fixed.
17 providers expertly compared:
Leap
Loan Amount
£100 - £15,000
Annual Percentage Rate (APR)
4%
Loan Term
1 - 6 years
Loan Type
Peer-to-Peer Loan
Status
Homeowners & Tenants
All credit types This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
4%
Total repaid will be:
£50,805
Leap's aim is to help streamline your debts with a low-interest peer-to-peer loan, so you’ll have more money to do more of what you love doing.
17 providers expertly compared:
Lending Works
Loan Amount
£1,000 - £25,000
Annual Percentage Rate (APR)
7.9%
Loan Term
1 - 5 years
Loan Type
Peer-to-Peer Loans
Status
Homeowners & Tenants
All credit types This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
7.9%
Total repaid will be:
£50,805
Lending Works is a peer to peer lender that connects people that want to invest their money with borrowers who want to get a better rate on their personal loan. Loans available from £1,000 to £25,000 over 1 -5 years.
17 providers expertly compared:
Zopa
Why?
This provider is our Expert’s Choice in its category as it won tops marks for the following.
- TRUST
- VALUE
- EXPERTISE & KNOWLEDGE
- CUSTOMER SERVICE
Learn more about how we review and assess the providers here on Lending Expert.
Loan Amount
£1,000 - £25,000
Annual Percentage Rate (APR)
9.9%
Loan Term
1 - 7 years
Loan Type
Peer to Peer Lender
Status
Homeowners & Tenants
Good Credit This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
9.9%
Total repaid will be:
£50,805
Zopa directly match people looking for a personal loan with people looking to invest. It's their way of making money simple and fair. Since 2005 Zopa have approved a staggering £2.92 billion in loans.
Representative Example
Rates from 9.9%, Representative example: 34.9% representative APR variable based on an assumed credit limit of £1200. 34.9% p.a. variable purchase rate.
17 providers expertly compared:
My Community Finance
Loan Amount
£1,500 - £25,000
Annual Percentage Rate (APR)
23.9%
Loan Term
1 - 5 years
Loan Type
Unsecured Personal Loan
Status
Homeowners & Tenants
All credit types This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
23.9%
Total repaid will be:
£50,805
My Community Finance have taken inspiration from the past to build a better financial future - where community matters. They’re a network of Credit Unions and ethical lenders. My Community Finance looks to give everyone access to fairly priced financial products.
Representative Example
A loan of £5,000 to repay over 48 months. Representative APR rate of 23.90%. Each month you'll pay: £159.90. Your total repayment over 48 months will be: £7,675.20. This includes £2,675.20 interest at 23.90% fixed and no fees. The total amount of credit you’ll receive is: £5,000.
17 providers expertly compared:
Lendable
Loan Amount
£1,000 - £25,000
Annual Percentage Rate (APR)
27.9%
Loan Term
1 - 5 years
Loan Type
Unsecured Personal Loan
Status
Homeowners & Tenants
All credit types This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
27.9%
Total repaid will be:
£50,805
Lenable offer fast loans at fair rates. See your rate before you apply - it won’t affect your credit score. Lendable offer a paperless application with instant quotes. You can manage your loan online, top up, repay early without a settlement fee.
Representative Example
Representative Example: Assumed borrowing of £7,500.00 over 36 months at 27.9% APR representative. Monthly cost of £297.66. Total amount repayable of £10,715.68. Interest rate of 22.7% p.a. (fixed) and total fees of £440.00.
17 providers expertly compared:
Oplo
Loan Amount
£2,000 - £15,000
Annual Percentage Rate (APR)
18.2%
Loan Term
2 - 6 years
Loan Type
Poor Credit Lender
Status
Homeowners & Tenants
All credit types This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
18.2%
Total repaid will be:
£50,805
Oplo Personal Loans offer unsecured personal loans from £2,000 to £15,000. Whether you’re looking to buy a new car, a new kitchen or thinking of any type of major purchase they can help secure the funding you need.
Representative Example
Representative Example Loan Amount: £5000 Monthly Repayment: £125.17 Term of Loan (months): 60 Total Interest Repayable: £2135.20 Total Amount Repayable: £7510.20 Rate of Interest (fixed) P.A: 8% Arrangement Fee: £375 Representative: 18.2% APR
17 providers expertly compared:
Koyo
Why?
This provider is our Expert’s Choice in its category as it won tops marks for the following.
- TRUST
- VALUE
- EXPERTISE & KNOWLEDGE
- CUSTOMER SERVICE
Learn more about how we review and assess the providers here on Lending Expert.
Loan Amount
£1,000 - £7,500
Annual Percentage Rate (APR)
27%
Loan Term
1 - 5 years
Loan Type
Unsecured Personal Loan
Status
Homeowners & Tenants
All credit types This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
27%
Total repaid will be:
£50,805
Koyo offers one-day loan approval and they normally give a decision after 1 full working day. Once approved, Koyo says the money could be in your account within 1 working day.
Representative Example
Representative example: Amount of credit: £4,000.00 for 36 months. Interest rate: 24 % pa (fixed). 35 scheduled monthly payments of £157.31 and a final payment of £156.95. Total amount payable £5,662.80. Representative 27 % APR
17 providers expertly compared:
Everyday Loans
Loan Amount
£1,000 - £15,000
Annual Percentage Rate (APR)
93.6%
Loan Term
2 - 5 years
Loan Type
Unsecured Personal Loan
Status
Homeowners & Tenants
Poor Credit This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
93.6%
Total repaid will be:
£50,805
With everyday loans, you're more than just your credit score. Here at everyday we look at your credit future, not just your credit history. As such even if you have bad credit now or you've had a poor credit score in the past, we may be able to help.
Representative Example
Borrowing £3,000 over 2 years at an interest rate of 67.9% p.a. (fixed), you will repay 24 monthly payments of £231.78 per month. Interest payable £2,562.75. Total amount payable £5,562.75. Representative 93.6% APR. Rates from 24.2% to 299.9% max APR.
17 providers expertly compared:
George Banco
Loan Amount
£1,000 - £15,000
Annual Percentage Rate (APR)
36.9%
Loan Term
1 - 5 years
Loan Type
Guarantor Loan
Status
All credit types This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
36.9%
Total repaid will be:
£50,805
With George Banco all you need is a friend or family member who knows and trusts you, who can support the loan if for any reason you are unable to make a your payments. Get an instant online quote with no ill effect on your credit score.
Representative Example
The total charge for credit including interest £2,640.16. Total amount repayable £6,140.16. Representative APR of 49.7% fixed.
17 providers expertly compared:
Buddy Loans
Loan Amount
£999 - £10,000
Annual Percentage Rate (APR)
49.9%
Loan Term
1 - 5 years
Loan Type
Guarantor Loan
Status
All credit types This calculator will give you an idea of costs. The exact amount and Initial Rate payable will be provided from the lender subject to credit and affordability checks.
Your monthly payment will be:
£169.35
Interest on this loan will be:
£18,805
Annual Percentage Rate (APR):
49.9%
Total repaid will be:
£50,805
At Buddy Loans their goal is to pay out your money on the same day of the application and they will still consider your application if you can afford it, even if you have CCJs or DEFAULTS. Buddy Loans can be used for any purpose such as debt consolidation, car purchase or home improvements.
Representative Example
Credit £3,250 for 36 months | Interest (fixed at 41.16%): £2,461.00. | Total amount payable of £5,711.00. Representative 49.9% APR. | 36 months repayments of: £158.57.